Personal data protection, and cookies
This policy, which complements the General Terms of Use of the Site, specifies the processing of personal data carried out on the Site, the User’s rights regarding their data, and the cookies and trackers used on the Site, as well as the means available to the User to accept or refuse the placement of cookies.
It is specified that when the Site refers, via a hyperlink, to a website subject to specific Terms of Use and whose Publisher is not IFO GLOBAL, said sites will have specific data protection policies under the responsibility of the respective site publisher. We therefore encourage you to consult all such documents to understand how your data is processed.
Table of Contents:
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- Definitions
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- Personal Data Protection
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- Cookie Policy
Definitions
Site: Refers to the IFO GLOBAL website accessible at: www.IFO-GLOBAL.com
GTU: Refers to the General Terms of Use of the Site.
User: Any person browsing the Site or using one of the services offered by the Site.
The definitions provided in the GTU also apply to this Policy.
Personal Data Protection
Purpose of Data
The User’s personal data collected or processed on the Site are subject to computer processing by the Publisher for the purposes of providing the Services offered through the Site, as described in the Site’s GTU, including:
Managing contact requests based on your consent. These contact requests may aim to:
Obtain information about our products;
Request an insurance audit or a quote.
Complying with various legal obligations, such as handling requests regarding your personal data rights.
Data Access
Within IFO GLOBAL’s services, only individuals who need to know the data to perform their duties have access to it.
Depending on the purpose, data is transmitted to the following entities:
Insurers, insurance intermediaries, and their subcontractors involved in contract execution, fraud prevention, or anti-money laundering and counter-terrorism financing;
Administrative and judicial authorities to comply with legal and regulatory obligations;
Competent mediators and legally authorized authorities for processing complaints;
Service providers involved in data processing, strictly within the scope of their missions, such as IT service providers or electronic signature providers;
Third-party cookie publishers (see below) for the data they collect.
Data Processing Location
Data is processed by IFO GLOBAL and its service providers within the European Union. However, data may be transferred outside this territory under controlled conditions. These transfer rules can be provided to the User upon request to IFO GLOBAL’s Data Protection service (contact details below).
Data Retention Period
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- Data is retained for:
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- The durations defined in the section below for cookies;
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- The duration of processing contact requests, extended, if applicable, by the relevant statutory limitation periods.
User Rights
In accordance with Regulation (EU) No. 2016/679 of April 27, 2016, on data protection, the User has the right to access, rectify, erase (for inaccurate, incomplete, ambiguous, outdated, or unlawfully processed data), object to, restrict processing (in cases provided by law), and data portability (in cases provided by law), as well as the right to define directives regarding the retention, erasure, and communication of their data after death.
The User can exercise their rights by contacting IFO GLOBAL’s Data Protection service by postal mail: IFO GLOBAL – Data Protection Service – 114 avenue Victor Hugo 75116 Paris. A copy of the User’s ID may be required to process the request.
The User may file a complaint with the National Commission on Informatics and Liberty (CNIL) online or by mail if, after contacting the Data Protection service, they believe their rights are not being respected.
Cookie Policy
A “cookie” is a sequence of information, usually small and identified by a name, that may be sent to your browser by a website you visit. Your web browser stores it for a certain period and sends it back to the web server each time you reconnect.
Cookies have multiple purposes: remembering your customer ID on a merchant site, the current content of your shopping cart, an identifier tracking your navigation for statistical or advertising purposes, etc.
Cookies Used on the Site
The Publisher uses various tools to measure Site traffic and compile statistics on visits and the use of the Site’s components (sections and content visited, navigation paths) to improve the relevance and user-friendliness of services.
Cookies used on the Site: Google Tag Manager
The placement of a cookie on the User’s device is mainly subject to the User’s consent, which can be expressed and modified at any time, free of charge, as described below.
If the User consents to the placement of cookies, the cookies embedded in the pages and content of the Sites they have visited can be temporarily stored in a dedicated area on their device, readable only by their issuer.
If the User refuses all cookies or deletes those that have been installed, they will not be able to use certain features of the Site due to the absence of cookies necessary for its operation. If the User only refuses non-essential cookies, they can still use the Site normally as these cookies do not affect the Site’s functionality.
The Publisher disclaims any responsibility for degraded Site services resulting from the User’s refusal or deletion of essential cookies.
Managing Cookies
The User has several options to manage cookies:
Directly customize preferences:
During your visit, a window informs you of cookie usage and invites you to make your choices. You can adjust settings anytime via the cookie management module at the bottom of the page.
Configure browser settings:
The User can manage cookies through their browser settings. Most browsers accept cookies by default, but the User can choose to accept all, reject all, or select specific cookies. Settings differ between browsers—refer to your browser’s help menu for details.
The CNIL provides a free cookie management tool available at https://www.cnil.fr/vos-droits/vos-traces/les-cookies/.
To exercise data rights collected by third parties or for questions about such processing, the User can contact them directly: