Terms and conditions
The website www.IFOGLOBAL-international.com is intended to inform you about the company IFO GLOBAL and to present the various offers and services we provide.
These legal notices aim to legally frame the use of the services on our site. By accessing and using our site, you accept the terms of these legal notices without reservation.
Who Are We?
The publisher of the site is IFO GLOBAL – 14 Avenue Victor Hugo, 75116 Paris
Insurance broker registered with the insurance intermediaries register (ORIAS) under number 23001632 – www.orias.fr.
Contact: Lucien LETAYF – General Director.
Our site is hosted by 02SWITCH – RCS Clermont Ferrand
SAS with a capital of €100,000 – Chemin des Pardiaux 63000 Clermont-Ferrand.
Access and Availability of the Site
All costs related to accessing our website as well as our services and offers, whether material, software, or internet access costs, are exclusively your responsibility, and you are solely responsible for the proper functioning of your computer equipment and internet access.
Depending on the services we provide, some require prior acquisition of identifiers and passwords from our services, such as the “client area” page. This area is reserved for clients who hold an IFO GLOBAL contract. The Identifier and Password are strictly personal and confidential.
You agree to keep your password secret and not to disclose it to anyone under any circumstances. Otherwise, you will be responsible for the consequences of its disclosure or use by third parties. We cannot be held liable for the consequences resulting from fraudulent or abusive use of the Identifier or Password.
To ensure the proper functioning of our Site, we may need to interrupt it for maintenance purposes. In this case, access to the Site may be interrupted or suspended without prior notice or justification. Note that we make every effort to restore the situation as quickly as possible.
Liability
Our liability may be engaged for facts directly attributable to us that cause you direct damage, excluding any indirect damage or damage to third parties.
However, our liability will not be engaged in the following cases:
If you misuse the services of our Site – whether intentionally or not,
Due to the content available on our Site: note that the information disseminated on our Site is for informational purposes only and has no contractual value. We take great care in their quality. Our liability may be retained if our content is considered illegal, and after being requested to do so, we fail to make such content unavailable,
If administrative and legal provisions change after publication and are applicable to us,
If our Site is hacked and your equipment is infected by a virus, worm, Trojan horse, or any other destructive attack. However, note that IT security is taken very seriously within our group, and our IT teams do their utmost to prevent such damages,
Due to your negligence or misuse of the information provided on our Site.
You accept all risks arising from the use of the Site. Under no circumstances can we be held responsible for any direct or indirect damage of any kind resulting from accessing and/or using the Site, including but not limited to: loss of operation; program loss; alteration, destruction, or loss of data; any deterioration or virus that may infect your computer equipment or any other property belonging to you.
Version dated August 11, 2025