Health
Your health is your most valuable asset.
Premium international health insurance for expatriates, internationally mobile families and those who live between several countries.
At IFO Global, we understand that health underpins everything else. We craft tailored solutions combining quality of care, freedom to choose your physician and financial security, anywhere in the world.
Beyond the policy, what matters is access to an international network of providers, direct hospital settlement and a French- and English-speaking service desk available 24/7 — no restricted network, no surprise caps.
Our first role is to search, compare and negotiate: we select, among the leading international insurers, the plan that genuinely matches your country of residence, your mobility and your household — and we keep it aligned as your life changes.
First-euro cover
Care reimbursed from the first euro, in France and abroad, with no opaque deductible.
Choice of provider
Total freedom to choose your doctor, clinic or hospital — by language, specialty or reputation.
Direct settlement
Hospital admissions paid directly by the insurer, with no upfront cost for major care.
Mobile family
A single policy for the household, valid worldwide, that follows your moves and new arrivals.
Our health solutions
There is no single health plan — only the one that fits your situation.
Expatriation, international mobility, dual residence, executives and families: we compare the leading international insurers and build the right cover. EUGEN is one of those solutions, dedicated to French expats in Europe.
Tailored international health
First-euro plans with leading international insurers, for mobile or multi-residence families and executives.
Expatriation & CFE top-up
CFE / private cover combination, temporary return to France, dependants and schooling abroad.
EUGEN — French expats in Europe
Our dedicated solution, backed by Swiss Life: freedom of practitioner, fast reimbursements, digital member portal.
IFO Global health assistant
In a few questions, it compares the available options and points you to the most suitable plan — EUGEN or another market solution.
EUGEN.
International health insurance for French expats in Europe
Built by IFO Global and backed by Swiss Life, EUGEN combines the reliability of a leading insurer, full freedom of practitioner and a digital member portal for fast reimbursements.
- Cover in your country of residence, in France and while travelling
- Full freedom of doctor, no imposed network
- Dedicated French-speaking team, mobile member portal
- Fast reimbursements, Swiss Life reliability
Care covered from the first euro
Freedom of doctor and hospital
French-speaking assistance
Valid across the European Union
DEDICATED RESOURCE FOR FRENCH-LEBANESE CLIENTS
The expat health guide.
CFE, private cover, temporary return to France, healthcare abroad: our practical guide compares your options, explains the real costs and points you to the right setup for your family and assets.
- CFE vs private cover
- Personalised quote in 2 minutes
- Real-life expatriate cases
- Advice from IFO Global experts
Built for international lives
Europe, the Gulf, the Americas, Asia, Africa: a quote engine and advice built for every expatriate life.
Smart health assistant
A few questions to identify the international health solution that fits you.
Launch the assistantComplimentary insurance audit
Our experts review your existing policies and identify gaps, overlaps and under-used benefits.
Request my complimentary auditHealth assistant
Find your international health solution in a few questions.
Let's talk
Request a health quote
Our team answers you personally — in French, English, Spanish, Italian, Portuguese or Arabic — seven days a week.
Other IFO Global universes
Fine art
Art is more than beautiful creations — it preserves history, culture and passion. We cover your collection with the same dedication you have invested in it.
Property
At IFO Global, we get it — your home is not just a structure; it's a treasury of memories, a reflection of you in every nook and cranny. When the unexpected occurs, we offer more than a mere insurance payout.
Marine
Hull, crew, third-party liability: tailored cover, wherever you sail.
Vehicles
Whether you own a collection of prized vehicles, including classics and vintage treasures, or simply rely on your trusty family car, we recognize the value and importance of your investment.
